No — checking your eligibility and submitting the application will not impact your credit score. It’s a soft check only.

If your home does not sell, you’ll work directly with Notable to understand your options. In most cases, repayment terms are outlined in your loan agreement and based on the timing of sale or termination of your listing.

There is a low fixed interest rate associated with the loan — but there are no upfront fees. Exact details and any associated costs will appear in your agreement before you accept the terms.

No — there’s no cost simply for applying or for qualifying. You only pay interest on the amount you actually use.

You can use the funds on a wide range of home selling preparations, such as:

Staging
Painting
Repairs
Moving costs
…and more — essentially anything that will help your home get “market ready.”

The amount you need for a down payment depends on the type of loan and your financial situation. While 20% is a common benchmark, many buyers put down less—some conventional loans allow as little as 3%, and FHA loans require just 3.5%.

Eligibility is based on factors like:

Estimated home sale value
Mortgage balance
Credit profile
Property ownership status
You’ll see a personalized estimate based on your inputs.

You may qualify for up to $50,000 depending on your home’s value, listing expectations, and other factors.

Repayment occurs at the time of your home sale closing. The amount you borrowed plus interest is repaid directly out of the proceeds, so you don’t need to make monthly payments beforehand.

Yes — homes owned through entities like an LLC, trust, estate, or via power of attorney may still be eligible, though documentation requirements can differ.